What other costs are involved?
In addition to the funeral costs, there are optional expenses that you may want to consider for your ceremony. These are designed to make the service feel special but do come at an added cost. Depending on what you want for your arrangements, they could add £1,976 or more to your final bill.
These discretionary expenses could include:
- Memorial headstone or plaque
- Limousine or car service
- Venue hire
- Flowers and decorations
- Stationery, like order of service sheets
- Live music or a choir
- Funeral, death or obituary notice
- Death certificate copies
- Fee to return the ashes
To reduce the financial impact of these expenses, consider ‘shopping around’ for the best price. If you have a specific budget in mind, think about areas that you could compromise on too. If you prefer, opt for a basic funeral and look for other ways to give your loved-one a more personal send-off.
How to reduce the cost of your funeral
Funeral costs in the UK are rising, so it is understandable that many look for ways to reduce the expense. Fortunately, there are plenty of ways to plan a heartfelt ceremony without spending significant amounts of money.
You may want to choose one of the following options:
Burial is often one of the most expensive funeral options. However, there are ways to reduce the cost. From selecting a less elaborate coffin to choosing a simple headstone, you can significantly reduce the number of expenses if you want a low-cost burial option.
You could also opt for a ‘natural burial’ option, which is where a body is buried in a non-traditional setting. This is often much cheaper than cemeteries or graveyards. These can be a wonderful option for nature lovers too, and a special place for family members to visit when the time comes. Be sure to choose a reputable natural burial ground to ensure the process goes smoothly.
Direct cremation is a ‘no frills’ approach when planning a funeral. With this option, you won’t get a service or visitation opportunity. However, you could plan a wake or celebration alongside the cremation to honour your loved one’s memory.
Elaborate funerals are not right for everyone. If a basic funeral is more suited to you or your loved one, avoid buying into the variety of options you are offered. It may be best to plan the funeral yourself to ensure it is right for you or your loved-one.
- Ask friends and family to help
Catering, car services and venue hire can all add to the cost of your funeral. To help with the costs, ask friends or family members to help. This assistance could be as simple as preparing food or providing transport. You may even want to host the wake or celebration at your home or the home of another family member.
If you are finding it difficult to look through all the different funeral options, consider asking friends to help you find the right price for the arrangements.
While not for everyone, body donation is another option that could help to relieve funeral costs. Many medical schools and healthcare professionals depend on donations to conduct important research, so it can be a wonderful way to help future generations. They may even help to pay towards the cost of the funeral service. Remember that there are often strict conditions for donating bodies to medical science, so it may not always be a viable option.